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Niva Bupa Promo Codes & Coupons July 2026

As of July 2026, Niva Bupa has 15 active offers: 0 coupon codes and 15 deals, updated daily. Pick a working Niva Bupa promo code and save on your next order.

🔥 Top Niva Bupa Discount Codes for July 12, 2026

10%
OFF
March Savings: Flat 10% Off Travel Insurance

Avail a 10% discount on all Travel Insurance plans purchased during March. This is a seasonal promotional offer.

8%
OFF
Bundle Offer: ReAssure Magik with Personal Accident at 8% Off

Combine ReAssure Magik with a Personal Accident Plan for an 8% combined premium discount. This applies to new policyholders.

10%
OFF
Flat 10% Off ReAssure Health Insurance Plans

Receive a discount on ReAssure Health Insurance when you purchase a multi-year policy. This applies to longer tenure plans.

Expires Aug 16, 2026
From ₹8500
Family Floater Plans From ₹8500 in January

Secure comprehensive family floater plans starting from ₹8500 during the January promotional period. Prices vary by family size.

₹15000
Only
Free Annual Health Checkups Over ₹15000 Premium

Policies with an annual premium exceeding ₹15000 include complimentary annual health checkup vouchers. This is part of wellness rewards.

Expires Aug 21, 2026
10%
OFF
Student Travel Insurance Discount: 10% Off Premiums

Students applying for Student Travel Insurance can benefit from a 10% reduction in premium. Valid with student ID.

5%
OFF
Online Digital Payment Discount: 7.5% Off Any Plan

Pay your premium online using digital payment methods to receive a 7.5% discount. This applies to all policy types.

Up to
15%
OFF
Up to 15% Off All Individual Health Insurance

Save on individual health insurance policies when you opt for online purchase. The discount is applied automatically.

5%
OFF
Renewal Offer: 5% Discount on GoActive Health Insurance

Existing GoActive Health Insurance policyholders can get a 5% discount on their renewal premium. This applies to timely renewals.

10%
OFF
HDFC Bank Card Offer: 10% Cashback on All Premiums

Pay your Niva Bupa premium using an HDFC Bank credit or debit card to get 10% cashback. Terms and conditions apply.

40%
OFF
Buy 1 Year Get 0.5 Year Free on Heartbeat Health Insurance

Purchase a 2-year Heartbeat Health Insurance policy and receive an equivalent of a 15% discount. This offer is for new policies.

Under ₹7999
Criticare Policies Under ₹7999 for Basic Cover

Find Critical Illness Cover plans for essential protection starting below ₹7999. Prices vary based on sum assured and age.

Up to
15%
OFF
Corporate Employee Benefit: Up to 15% Off Health Recharge

Employees of partnered corporations can receive up to 15% off Health Recharge plans. Check with your HR for eligibility.

Expires Aug 10, 2026
12%
OFF
12% Off First Order for Senior First Policies

New customers applying for Senior First plans online can avail a 12% discount. This applies to the initial premium payment.

From ₹5000
Health Companion Plans Starting From ₹5000 Annually

Get Health Companion plans at an attractive entry price for individual coverage. Pricing depends on age and sum insured.

Customer Reviews

4.3
Average Rating
3
Total Reviews
Carol
★★★★★
5 days ago

Good plan, consistent service

I bought the ReAssure Health Insurance again for my family. This is my third time renewing with Niva Bupa. The process was smooth, just like before. Policy document was emailed quickly. It's reliable, and that's why I keep coming back for our family's health cover needs. It's good to know what to expect.

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jason statham
★★★★☆
3 weeks ago

Travel policy was fine

Needed travel insurance for my trip to Thailand last month. Got the International Travel Insurance from Niva Bupa. Applied online, it was all pretty straightforward. Didn't need to use it thank god, but it was nice knowing I had it, just in case. The policy document came fast, within an hour. No complaints, felt secure.

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Tester
★★★★☆
4 weeks ago

Decent value, quick cover

I got the Health Companion Super Top-up Plan for myself. I compared a few places and Niva Bupa's price for the coverage looked competitive. I opted for the 2-year plan, which gave me a decent discount compared to yearly renewals. The online purchase was quick, and I received the policy documents in my email within a couple of hours. It felt like good value for the money, especially with the multi-year discount. Easy, practical purchase.

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Niva Bupa Community Discussion

Share tips, ask questions & help fellow shoppers save more

E
Emmanuel Esekhile
4 weeks ago

Hey, thinking of getting ReAssure. Anyone know how long it takes for a pre-existing condition to be covered? My cousin mentioned it can be a long wait with some companies.

D dealwala 4 weeks ago
Yeah, for pre-existing stuff, there's usually a waiting period. I think for Niva Bupa it's generally 2-4 years, depending on the plan you pick and the condition itself. Better check the specific policy documents for ReAssure.
4
S Scl Gaming 3 weeks ago
Mine was 2 years for diabetes. It's pretty standard across the industry, not just Niva Bupa. Just make sure to declare everything honestly when you buy the policy.
6
1 Responses (2)

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